Terms of Service

1. Acceptance of Terms

By accessing and using MerchantCalc, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Disclaimer of Financial Advice

IMPORTANT: The calculations provided by MerchantCalc are for informational and educational purposes only. They do not constitute professional financial, tax, or legal advice.

While we strive for accuracy, the algorithms use generalized formulas and publicly available fee schedules that may change without notice. Your actual profits, fees, and tax liabilities may vary depending on your specific account tier, region, and unique business circumstances. Always consult with a certified CPA or financial advisor before making business decisions based on our estimates.

3. Use of the Service

MerchantCalc is provided "as is" and "as available". We do not guarantee continuous, uninterrupted, or secure access to the tools. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service, use of the Service, or access to the Service without express written permission by us.

4. Limitation of Liability

In no event shall MerchantCalc or its developers be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the service, including but not limited to lost profits, lost data, or business interruption.